Bean Burgers with Oregano-Yogurt Sauce

INGREDIENTS:

1 tb Canola oil
1 c Diced onion
1 tb Minced garlic
1 lg Bell pepper; seeded and
-Diced
1 tb Ground cumin
1 c Cooked brown basmati rice
-(or other long-grain brown
-Rice)
1/4 c Cooked wild rice
1 cn (16-oz) vegetarian Refried
-beans
2 c Dry bread crumbs
1 ds Ground chipotle pepper or to
-Taste
Salt