Banana Bread, Like Mom Used To Make

INGREDIENTS:

-Small loaf (1 lb):
1 1/4 ts Active dry yeast ;
-2 tsp
2 c Bread flour ; 3 c
2 tb Wheat germ ; 3 T
2 tb Powdered milk ; 3 T
1 tb Sugar ; 1 1/2T
1 ts Salt ; 1 1/2 tsp
1/2 ts Nutmeg ; 3/4 tsp
1 tb Vegetable oil ; 1 1/2 T
3/4 c Banana; 1 cup plus 2 Tbsp
--mashed
1/2 c Sour cream; 3/4 cup
-- or plain yogurt
1/4 c Water ; 1/4 cup plus 1T
1/2 c Raisins; 3/4 cup
--or chopped nuts